The NeighborWorks® Home Ownership Center (HOC) was established to assist the greater Ventura community in purchasing and retaining homes.

Courses offered at the HOC include pre and post purchase education, one-on-one counseling, and loan packaging financial services. Pre-purchase courses include an eight-hour workshop offer monthly in both English and Spanish that is designed to introduce families to the many steps in the homeownership process.

The HOC also offers an 8 hour financial fitness course using the FDIC “Money Smart” curriculum also taught in both English and Spanish. One-on-one counseling provides clients with the chance to review their credit, discuss budgeting and money management strategies, and set up an action plan to prepare themselves to purchase a home.

The Home Ownership Center also packages first mortgage loans for families through partnerships with financial institutions and a secondary market relationship with Neighborhood Housing Services of America (NHSA). CEDC’s 30-year fixed first mortgage loan product with NHSA is offered at a below-market interest rate and is not credit-score driven.

Since its launch in 1998, the HOC has packaged over $30 million in mortgages for over 210 families across Ventura County.

CEDC also recently launched a new lending affiliate, the Ventura County Community Development Corporation (VCCDC), which offers gap financing to help very-low, low, and moderate income families into homeownership.

Read about the HOC's recent launch of the Ventura County Community Development Corporation.

For more information about the current schedule of upcoming classes, please contact the Home Ownership Center at 805.659.6868 and via fax at 805.659.6869.

To learn about the City of Ventura’s Affordable Housing program, click here.

To learn about the City of Thousand Oaks’ Affordable Housing program, click here.